6 min read
Answering the three x402 problems
Double-spend, metered billing and the refund round-trip, answered with a collateral-backed x402 scheme.
Mairon Mahzoun
CTO & Co-Founder
The 4Mica blog: x402, agentic payments, and settlement
The actual demand for machine commerce
Cloudflare Radar shows AI agents refused twice as often as training crawlers — and priced ten times as often. The demand is measured; the mechanism is still missing.
My thoughts on the last three months in agentic commerce
The payment rails for agents are built. The clearing layer is the race now — and the question is whether it asks who an agent is, or whether it is good for the money.
AI agents will break every payment rail we have (Part 1/2)
Card networks, ACH and per-request on-chain settlement all fail at agent scale. The fix is decades old — separate authorization from settlement and clear.
Why agents need credit, not prefunding
Prefunding every counterparty does not survive contact with an agent that talks to hundreds of services. Credit is the primitive that does.
How 4Mica works
A walkthrough of the x402 credit and clearing layer — how an agent gets credit, how requests clear off-chain, and how a cycle settles net on-chain.