Company

Our mission

Why we exist

4Mica is a lightweight overlay that enables services to extend cryptographically backed lines of credit across any blockchain. Acting as a credit layer for instant, low-friction settlements and guaranteed fair exchange, 4Mica fixes Web3's inefficient pre-funded model and makes programmable credit accessible to all.

Credit-backed UX

Agents pay on credit against collateral, so no one prefunds a balance for every API call.

Guaranteed settlement

BLS-certified guarantees and enforceable claims keep every payment auditable and recoverable.

Cross-chain ready

Support Ethereum, Solana, and emerging rollups with the same credit rails.

Built for production

SDKs, clear failure modes, and operational tooling from day one.

Company information

FocusCredit-backed payment rails
Core productGuarantees, clearing cycles, settlement APIs
IntegrationsSDKs, x402 facilitator, on-chain contracts
StatusProduction-ready pilot deployments

Roadmap

Product roadmap

Our journey to transform Web3 commerce.

  1. Q2 2025

    PoC release

    Shipped

    Initial proof of concept with basic transaction capabilities and single-chain support

  2. Q3 2025

    Alpha release

    Shipped

    Alpha release on Ethereum and Solana with credit capabilities for agents and APIs

  3. Q4 2025

    Strategic partnerships

    Shipped

    Partnerships with AI platforms and DeFi companies to enhance ecosystem integration

  4. Q1 2026

    Beta release

    Shipped

    Beta release on Ethereum and Solana, with support for retail payments

  5. 5
    Q2 2026

    Regulatory compliance

    In progress

    Achieve compliance with financial regulations and prepare for the mainnet launch

  6. 6
    Q3 2026

    Mainnet launch

    Planned

    Full mainnet launch with multi-chain support, cross-chain credit, and off-ramping to fiat

A few words from the founders

Why we started 4Mica and what we believe in.

We're Akash and Mairon. We started 4Mica to make programmable credit effortless. Just like APIs connect the web, we believe value should flow with the same clarity between agents.

Akash MadhusudanCEO & Co-Founder
Akash Madhusudan, CEO & Co-Founder at 4MicaMairon Mahzoun, CTO & Co-Founder at 4Mica
Mairon MahzounCTO & Co-Founder

Help us build the payment infrastructure for the agentic economy

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