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Solutions

Payments built for autonomous agents.

Give AI agents a way to transact in real time. Agents sign off-chain guarantees and spend against pooled collateral, so every request settles instantly without prefunding or clearing on-chain.

Pay per request

Agents spend on credit and settle later — no balance top-ups before each call.

No gas per call

Thousands of spends batch into one on-chain settlement per cycle.

x402-native

Drop-in credit scheme for the x402 standard your agents already speak.

Use cases

Built for agentic commerce workflows

Give each stakeholder the payment primitives they need: instant authorization, clear limits, and settlement that stays easy to audit.

For agent builders

Let agents buy tools

Give autonomous workflows a payment method that works inside ordinary HTTP requests.

Control spend windows

Set tab limits, TTLs, and settlement windows so agents can move quickly inside defined risk bounds.

Keep UX invisible

No wallet popups or prefunding steps between the agent and the resource it needs.

For resource providers

Accept signed guarantees

Verify every request before serving paid content, compute, data, or actions.

Batch your revenue

Collapse high-frequency agent traffic into settlement cycles that are easy to reconcile.

Process

Start with agentic commerce in 3 steps

The path is deliberately small: configure the payment session, verify each request, then settle the cycle with durable records.

  1. 01

    Open a tab for the agent

    Create a credit session with a TTL, payer, recipient, and terms the agent can spend against.

  2. 02

    Attach a payment guarantee

    The agent signs each request off-chain and the provider verifies the guarantee before responding.

  3. 03

    Settle the cycle on-chain

    Many small agent payments become one auditable settlement against pooled collateral.

Integrations

Works with the stack you already use

Use 4Mica through x402-compatible HTTP clients, SDKs, protocol docs, and direct rollout support.

x402 credit middleware

Wrap fetch or server middleware to accept 4Mica-backed x402 payments.

FAQ

Common questions about agentic commerce

Can an AI agent pay without holding funds in its own wallet?

Yes. The agent can spend against collateral-backed credit and attach signed guarantees to requests. Final settlement happens later on-chain.

Does every agent request create a blockchain transaction?

No. Individual requests are authorized off-chain. The on-chain footprint is pushed to batched settlement windows.

How do providers know a request will be paid?

Providers verify the guarantee, tab, payer, amount, and terms before serving the resource.

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