Solutions

Credit-backed payments at high volume.

Run high-volume payments with auditable settlement, clear failure states, and configurable SLAs. Each guarantee has an on-chain claim path.

Auditable payment records

Trace each guarantee through its clearing cycle and settlement.

Configurable SLAs

Set service terms and dispute windows that match your contracts.

Operational tooling

Monitor payment states, failures, and settlement activity.

Use cases

Built for enterprises workflows

Give each stakeholder the payment primitives they need: instant authorization, clear limits, and settlement that stays easy to audit.

For enterprise product teams

Support high-volume flows

Handle many small authorizations without making every interaction wait on-chain.

Set clear settlement rules

Set settlement windows, dispute periods, and withdrawal timing in advance.

Integrate with existing systems

Bring credit-backed payment events into monitoring, reconciliation, and support operations.

For risk and finance

Audit every obligation

Trace signed guarantees, BLS certificates, clearing cycles, and claims end to end.

Handle failures clearly

Know what happens when a payer delays, disputes, settles, or withdraws collateral.

Process

Start with enterprises in 3 steps

The path is deliberately small: configure the payment session, verify each request, then settle the cycle with durable records.

  1. 01

    Map payment obligations

    Identify the products, customers, and transaction types that need instant authorization.

  2. 02

    Set controls and SLAs

    Configure collateral, service windows, dispute assumptions, and operational reporting.

  3. 03

    Scale with monitored settlement

    Run production cycles with auditable records and clear escalation paths.

FAQ

Common questions about enterprises

What makes 4Mica enterprise-ready?

It provides explicit payment states, auditable guarantees, configurable settlement terms, and non-custodial collateral rules.

Can operations teams monitor failed or delayed settlement?

Yes. Settlement cycles, open obligations, claims, and withdrawal windows can be surfaced in operational tooling.

Is this intended to replace all enterprise payments?

No. It is strongest for high-volume, programmable, usage-based flows where instant authorization and batched settlement matter.

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Ready to build for enterprises?