4Mica ("4Mica", "we", "us") provides credit-backed payment rails for services, agents, and platforms. This Privacy Policy explains what information we collect, how we use it, and the choices you have. It applies to our website, APIs, SDKs, and related services (together, the "Service").
By using the Service, you agree to the practices described here. If you do not agree, please do not use the Service.
Information we collect
- Information you provide. Contact details (such as your name and email) when you reach out to us, request access, or sign up for updates.
- Usage data. Pages visited, features used, approximate location derived from IP address, device and browser type, and similar diagnostic data.
- Integration data. Configuration and metadata generated when you connect a service or run transactions through 4Mica.
Wallet and on-chain data
When you connect a wallet or transact through 4Mica, we process your public wallet address and related on-chain activity to provide the Service. Public blockchain data is, by design, permanent and visible to anyone. We cannot change or delete information recorded on a blockchain.
How we use information
- Operate, maintain, and improve the Service and its reliability.
- Process payments, settlements, and the credit guarantees you request.
- Communicate with you about support, security, and product updates.
- Detect, prevent, and investigate fraud, abuse, and security incidents.
- Comply with legal, regulatory, and compliance obligations.
Cookies and analytics
We use cookies and similar technologies to keep the site working, remember preferences, and understand aggregate usage. You can control cookies through your browser settings; disabling them may affect some features.
How we share information
We do not sell your personal data. We share information only:
- With service providers that help us run the Service (for example, hosting, analytics, and communications), under appropriate confidentiality terms.
- With blockchain networks, as required to process and settle transactions.
- For legal reasons, when required by law or to protect rights, safety, and the integrity of the Service.
- In a business transfer, such as a merger, acquisition, or sale of assets.
Data retention
We keep personal data only as long as necessary for the purposes described in this policy, to comply with our legal obligations, resolve disputes, and enforce our agreements. On-chain data cannot be deleted.
Security
We use technical and organizational measures designed to protect personal data. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
International transfers
We may process and store information in countries other than where you live. Where required, we use appropriate safeguards for international transfers of personal data.
Your rights
Depending on where you live, you may have rights to access, correct, delete, or restrict the use of your personal data, and to object to certain processing. To exercise these rights, contact us using the details below.
Children's privacy
The Service is not directed to children under 16, and we do not knowingly collect personal data from them.
Changes to this policy
We may update this Privacy Policy from time to time. We will post the updated version here and revise the "Last updated" date above. Material changes may be communicated through the Service.
Contact us
If you have questions about this Privacy Policy or how we handle your data, contact us at mairon@4mica.xyz.